Welcome to Bangon. By installing the app or using bangon.app, you agree to these terms. Salamat sa pagti-tiwala — kayo ang dahilan kaya patuloy itong gumagana.
Bangon is a free Android application and companion website for Filipino borrowers. It provides debt tracking, OLA reviews, anti-harassment tools, legal rights information, and community features (chat, stories, tips). It is developed by an independent Filipino developer.
You agree to use Bangon only for lawful purposes and in good faith. You will not:
When you submit reviews, stories, comments, chat messages, harassment reports, or OLA submissions to Bangon:
Bangon provides information about OLAs, debt management, and legal rights as a community-curated reference. This information is not legal, financial, or professional advice. We make no warranty as to the accuracy or completeness of any content. For complex situations, please consult a licensed lawyer, financial planner, or PAO (Public Attorney's Office).
OLA reviews and SEC status indicators are community-provided and may not reflect the current registration status. Always verify on sec.gov.ph before borrowing.
Listing an OLA, bank, or other lender in Bangon does not constitute endorsement. We do not have any commercial relationship with any lender mentioned in the app. Inclusion of a lender (with or without SEC/CDO badges) is for informational purposes only.
Bangon includes references to crisis hotlines and mental health resources. We are not a substitute for professional mental health care. If you are in crisis, please call 1553 (NCMH Crisis Hotline) or contact an emergency service immediately.
The app includes Google AdMob banner ads to support free development. We do not control the specific ads served. Click on ads at your own discretion. We are not responsible for products or services advertised.
Bangon does not require a sign-up. Community features use an anonymous device ID and a device-only secret token. If you lose access to your device, you lose the ability to edit/delete your previous community posts. We cannot restore device tokens.
You may uninstall Bangon and stop using the website at any time. We may remove access to community features for users who violate these terms, including blocking specific device IDs from posting.
Bangon is provided "as is" without warranty of any kind. To the maximum extent permitted by Philippine law, we are not liable for any direct, indirect, incidental, or consequential damages arising from your use of the app or website, including but not limited to lost data, lost income, or emotional distress.
We may update these terms periodically. Material changes will be announced in the app update notes and on this page. Continued use after the effective date of revised terms constitutes acceptance.
These terms are governed by the laws of the Republic of the Philippines. Disputes shall be resolved in the appropriate courts of the Philippines.
Questions or concerns about these terms? Contact us through the Google Play Store listing or in-app support link.